HOME  -    PROPERTY ADS   -   DISCUSSION FORUM   -   REALTORS   -   LINKS    -   CONTACT US



Realtors and Real Estate Agents - Sign Up for Free Account at Property.net.my >>


Malaysia Real Estate
Malaysia Real Estate Portal
 
 FAQFAQ   SearchSearch   UsergroupsUsergroups   RegisterRegister 
 ProfileProfile   Log in to check your private messagesLog in to check your private messages   Log inLog in 

Bank's service

 
Post new topic   Reply to topic    Malaysia Real Estate Forum Index -> Property Financing
View previous topic :: View next topic  
Author Message
candic3



Joined: 07 Jun 2005
Posts: 96
Location: Alliance (Mortgage)

PostPosted: Fri Jul 01, 2005 1:14 am    Post subject: Bank's service Reply with quote

This afternoon I went to make payment for my HSBC housing loan at their HQ. But I faced many problems that I never think of esp if I doing SI from HSBC savings account.

1) Housing Loan payment cant be made at cash deposit machine. It shows invalid account number

2) Direction of Q number machine is not clear, I cant see theres selection for housing loan repayment. I need to pay $$ but security gave me number of 'cash withdrawal'. I went to get a new number 'cash deposit' but the number is share with 'cash withdrawal'.

3) There are only 2 accounts open, one of it is for PowerVantage. I was waiting for 1/2 hr from number 7092 (my number is 7096) but the number only changed to 7094, whereas, customers who came later than me has settled their stuff but I still waiting like a fool. The officers just walk here and there, chit chating but never bother. Their service is lousier than any other banks.

Anyone facing problem of bank service as well??
Back to top
View user's profile MSN Messenger
Banzai



Joined: 25 Oct 2004
Posts: 3367

PostPosted: Fri Jul 01, 2005 9:27 am    Post subject: Reply with quote

How about drawing up the entire year's cheques and send them to the bank? :p I have not done anything over the counter for a while except to open a bank account. Otherwise, everything else can be phonebanked or internet-banked.
Back to top
View user's profile
asialink



Joined: 26 Jun 2005
Posts: 8

PostPosted: Sat Jul 02, 2005 11:32 pm    Post subject: Reply with quote

I thought everybody would have opt for Direct Debit nowadays... Rolling Eyes but still need to top up the account... Laughing
Back to top
View user's profile
Banzai



Joined: 25 Oct 2004
Posts: 3367

PostPosted: Sat Jul 02, 2005 11:39 pm    Post subject: Reply with quote

Yes.. direct debit works for banks. Doesn't work for insurance companies like AIA or ING.
Back to top
View user's profile
candic3



Joined: 07 Jun 2005
Posts: 96
Location: Alliance (Mortgage)

PostPosted: Sun Jul 03, 2005 12:26 am    Post subject: Reply with quote

Banzai wrote:
How about drawing up the entire year's cheques and send them to the bank? :p I have not done anything over the counter for a while except to open a bank account. Otherwise, everything else can be phonebanked or internet-banked.

Bank does not accept post dated cheques for housing loan account. At this moment, we cannot make payment from other bank account through internet banking and phone banking. correct me if i'm wrong.
Back to top
View user's profile MSN Messenger
Banzai



Joined: 25 Oct 2004
Posts: 3367

PostPosted: Sun Jul 03, 2005 10:57 am    Post subject: Reply with quote

i'm using RHB, HSBC and AIA. HSBC uses direct debit (RHB yet to draw down at all), AIA use post dated cheques.

Have not had the need to queue up. Generally, the banks will force you to open a bank account with them when u have a housing loan with them. So just pump some money in the current account lah. Which can be done through internet banking.
Back to top
View user's profile
winter



Joined: 20 Jun 2005
Posts: 134

PostPosted: Mon Jul 04, 2005 3:08 pm    Post subject: Reply with quote

Hi Banzai,do you know if RHB finance Malaysian property at their SG branches? ie,can take a sgd loan to buy Malaysian properties?
Back to top
View user's profile MSN Messenger
Banzai



Joined: 25 Oct 2004
Posts: 3367

PostPosted: Mon Jul 04, 2005 3:32 pm    Post subject: Reply with quote

Yes Maybank and RHB does i think but last i checked, they impose silly rules (call them up and ask them) and the interest rates are not attractive. If you have an option, better to do it from Malaysia.
Back to top
View user's profile
winter



Joined: 20 Jun 2005
Posts: 134

PostPosted: Mon Jul 04, 2005 4:04 pm    Post subject: Reply with quote

ok..thanks.I was thinking that Singapore is still having a lower mortgage loan rate.
Back to top
View user's profile MSN Messenger
Display posts from previous:   
Post new topic   Reply to topic    Malaysia Real Estate Forum Index -> Property Financing All times are GMT + 8 Hours
Page 1 of 1

 
Jump to:  
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum



This is a free forum intended to foster communication between all users.
Hileytech Sdn Bhd does not guarantee the correctness or validity of postings, nor does Hileytech endorse any postings. No posting or contents in this forum can be copied and reproduced without prior permission from Hileytech and the owner of the posting. All other names and marks are trade names, trademarks or registered trademarks of their respective owners.
Powered by phpBB, Another web site by www.hileytech.com,Forum Archive
Tel : +603-89449965, +603.89449365 ::  Fax : +603-89440665 :: hiley@hileytech.com