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Question about insurance

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Joined: 04 Jun 2009
Posts: 2

PostPosted: Thu Jun 04, 2009 6:36 pm    Post subject: Question about insurance Reply with quote

I am working with a Pharma Company as an Asstt. HRD, Company has more than 100 Medical Representative in five states of USA. I have some queries related to ESIC and Insurance which are as under.

1.Is it necessary to take Insurance of all the employees from first day of joining (As M.R, most of them are working in field) or is there any different between confirmed or non-confirmed employees regarding insurance.

2.Suppose, one M.R died (if his gross salary is Rs. 10000/- per month) on a road accident during his working and company has neither his private insurance nor ESI than as per law what kind of compensation company has to give to the employees.

3.Is it possible for company to take employees insurance from any private insurance company inplace of ESI ? If yes, than what is the minimum amount of insurance company has to take?

As having less experience in this field I am confuse in the above-noted questions. This is my request to all of the senior members of this family. Kindly help me to solve these problems. I am ever grateful if some one helps me.
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