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Housing Loan - 25% required

 
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touchsensor



Joined: 27 Sep 2008
Posts: 17

PostPosted: Fri Mar 25, 2011 10:21 pm    Post subject: Housing Loan - 25% required Reply with quote

Hi there,

I am planning of purchasing a property in KL (asking price RM380k). I have savings and need around 25% percent housing loan to fund the purchase. The property is let out and I plan to pay the mortgage via the rental money. Can I get a 25% loan based on that? What is the best available rate?

Please advise.

Thanks.

Kind regards,
Touchsensor
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Scott123



Joined: 25 May 2008
Posts: 45

PostPosted: Sun Mar 27, 2011 3:31 am    Post subject: Reply with quote

I intend to purchase the ground floor (roughly 900 square feet) of a 25 year old (approx) two storied house in Kolkata. I would like to seek guidance from your experts on the following queries:

1. How does one arrive at the market price factoring in the appreciation of any real estate over the years and and the depreciation of the 25 year old property itself?

2. What are the documents required and the legal steps to be followed in such a transaction?

MT4 Expert Advisor
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kenneth.ong



Joined: 05 Apr 2011
Posts: 7

PostPosted: Tue Apr 05, 2011 2:53 pm    Post subject: Reply with quote

hi,

if below 100k, then higher rate will be given, that's not valuable.

i suggest you borrow 100k coz 25% on 380k oledi around 100k.

ur case easy to get approval. I can assist you in this matter. Dont hestitate to pm me at kkong2310@yahoo.com

mortgage advisor
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kennethyeang



Joined: 31 Mar 2011
Posts: 3

PostPosted: Wed Apr 06, 2011 10:42 am    Post subject: Citibank Dream Housing Loan Package Reply with quote

Dear Touchsensor,

Yup, indeed you can. Citibank currently launched a Dream Home" package, which is very attractive. The rate is also very attractive as well. I need your further details in order to assist you.

Thank you.


Regards,

Kenneth Tan
Mortgage Specialist
Citibank Berhad
Tel : 03-2383 9006
Fax : 03-2383 3304
HP : 019-4455777
Email: kenneth.cy.tan@citi.com
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