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joese98
Joined: 16 Mar 2006
Posts: 83
Location: K.L.
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 Posted: Wed Mar 22, 2006 2:40 pm Post subject: Villa Pavilion Apartment |
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| zuten wrote: | thanks for the info and opinion..I almost bought myself a unit yesterday then I had second thoughts..now i'm having problem deciding whether to get the unit or not..have to decide by today or the unit i'm eyeing for will be gone..
too many concerns though..afraid crime/theft a bit high since surrounded by factories.. |
Have you booked the unit? |
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Dyno Thane
Joined: 12 Feb 2006
Posts: 23
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| Posted: Wed Mar 22, 2006 5:15 pm Post subject: |
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| I have bought a unit of Villa Pavillion... the cheapest unit available RM126K... already signed the S&P... now currently going to apply for EPF withdrawal.... |
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joese98
Joined: 16 Mar 2006
Posts: 83
Location: K.L.
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| Posted: Wed Mar 22, 2006 5:23 pm Post subject: Villa Pavilion Apartment |
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| Dyno Thane wrote: | | I have bought a unit of Villa Pavillion... the cheapest unit available RM126K... already signed the S&P... now currently going to apply for EPF withdrawal.... |
Did they charge you additional 2.5%?
Last time I did tell the sales staff I wanna withdraw from EPF. Then they told me they can't wait for the withdrawal from EPF. If pay by credit card, additional 2.5% will be charged on me.
So, I paid them banker's cheque. Going to sign the loan agreement today.
Which floor did you buy? |
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zuten
Joined: 20 Mar 2006
Posts: 31
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| Posted: Wed Mar 22, 2006 5:25 pm Post subject: |
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not yet..I'm still having second thoughts. It's my first home(if I buy it) hence the big UNCERTAINTY..any advice to convince me?..The unit I'm looking at is on the 11th floor, price 169k.  |
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Dyno Thane
Joined: 12 Feb 2006
Posts: 23
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| Posted: Wed Mar 22, 2006 5:26 pm Post subject: Re: Villa Pavilion Apartment |
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| joese98 wrote: | Hi all,
I'm one of the buyer of Villa Pavilion, block A, the second batch.
Would like to know whether you guys engaged your own lawyer to draw out the loan agreement? How much you guys paid for the legal fees, stamp duties and disbursements?
For my case, they told me i have to engage the developer's lawyer for the loan agreement. |
i am using their lawyer... just to get the zero entry cost.... which financial institution or bank are u applying for the loan?
i use hong leong, they said no need to pay anything until the key is handed over... that will be somewhere in 2008... so can save lots of interest.... |
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Dyno Thane
Joined: 12 Feb 2006
Posts: 23
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| Posted: Wed Mar 22, 2006 5:29 pm Post subject: Re: Villa Pavilion Apartment |
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| joese98 wrote: | | Dyno Thane wrote: | | I have bought a unit of Villa Pavillion... the cheapest unit available RM126K... already signed the S&P... now currently going to apply for EPF withdrawal.... |
Did they charge you additional 2.5%?
Last time I did tell the sales staff I wanna withdraw from EPF. Then they told me they can't wait for the withdrawal from EPF. If pay by credit card, additional 2.5% will be charged on me.
So, I paid them banker's cheque. Going to sign the loan agreement today.
Which floor did you buy? |
the balance i paid cash, but the renovation cost (RM4K) i am planning to pay half by credit card and half when i receive the EPF withdrawal....
i bought the ground floor facing the hill... |
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joese98
Joined: 16 Mar 2006
Posts: 83
Location: K.L.
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| Posted: Wed Mar 22, 2006 5:34 pm Post subject: Re: Villa Pavilion Apartment |
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| Dyno Thane wrote: | | joese98 wrote: | | Dyno Thane wrote: | | I have bought a unit of Villa Pavillion... the cheapest unit available RM126K... already signed the S&P... now currently going to apply for EPF withdrawal.... |
Did they charge you additional 2.5%?
Last time I did tell the sales staff I wanna withdraw from EPF. Then they told me they can't wait for the withdrawal from EPF. If pay by credit card, additional 2.5% will be charged on me.
So, I paid them banker's cheque. Going to sign the loan agreement today.
Which floor did you buy? |
the balance i paid cash, but the renovation cost (RM4K) i am planning to pay half by credit card and half when i receive the EPF withdrawal....
i bought the ground floor facing the hill... |
icic...going to withdraw EPF later coz only got back my S&P from lawyer this morning.
Then what about your loan agreement? settle? |
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Dyno Thane
Joined: 12 Feb 2006
Posts: 23
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| Posted: Wed Mar 22, 2006 5:34 pm Post subject: |
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| zuten wrote: | | not yet..I'm still having second thoughts. It's my first home(if I buy it) hence the big UNCERTAINTY..any advice to convince me?..The unit I'm looking at is on the 11th floor, price 169k. |
if the price, location, facility etc meets your requirement, then there's no reason for you not to proceed.... |
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Dyno Thane
Joined: 12 Feb 2006
Posts: 23
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| Posted: Wed Mar 22, 2006 5:38 pm Post subject: Re: Villa Pavilion Apartment |
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| joese98 wrote: | | Dyno Thane wrote: | | joese98 wrote: | | Dyno Thane wrote: | | I have bought a unit of Villa Pavillion... the cheapest unit available RM126K... already signed the S&P... now currently going to apply for EPF withdrawal.... |
Did they charge you additional 2.5%?
Last time I did tell the sales staff I wanna withdraw from EPF. Then they told me they can't wait for the withdrawal from EPF. If pay by credit card, additional 2.5% will be charged on me.
So, I paid them banker's cheque. Going to sign the loan agreement today.
Which floor did you buy? |
the balance i paid cash, but the renovation cost (RM4K) i am planning to pay half by credit card and half when i receive the EPF withdrawal....
i bought the ground floor facing the hill... |
icic...going to withdraw EPF later coz only got back my S&P from lawyer this morning.
Then what about your loan agreement? settle? |
loan agreement already signed...  |
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joese98
Joined: 16 Mar 2006
Posts: 83
Location: K.L.
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| Posted: Wed Mar 22, 2006 5:39 pm Post subject: Re: Villa Pavilion Apartment |
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| Dyno Thane wrote: | | joese98 wrote: | Hi all,
I'm one of the buyer of Villa Pavilion, block A, the second batch.
Would like to know whether you guys engaged your own lawyer to draw out the loan agreement? How much you guys paid for the legal fees, stamp duties and disbursements?
For my case, they told me i have to engage the developer's lawyer for the loan agreement. |
i am using their lawyer... just to get the zero entry cost.... which financial institution or bank are u applying for the loan?
i use hong leong, they said no need to pay anything until the key is handed over... that will be somewhere in 2008... so can save lots of interest.... |
I took the loan from hong leong bank also. But then another loan package.
Did you know tht if you're applying the loan from other FI, the developer will pay you back RM5k? |
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Dyno Thane
Joined: 12 Feb 2006
Posts: 23
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| Posted: Wed Mar 22, 2006 5:47 pm Post subject: Re: Villa Pavilion Apartment |
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| joese98 wrote: | | Dyno Thane wrote: | | joese98 wrote: | Hi all,
I'm one of the buyer of Villa Pavilion, block A, the second batch.
Would like to know whether you guys engaged your own lawyer to draw out the loan agreement? How much you guys paid for the legal fees, stamp duties and disbursements?
For my case, they told me i have to engage the developer's lawyer for the loan agreement. |
i am using their lawyer... just to get the zero entry cost.... which financial institution or bank are u applying for the loan?
i use hong leong, they said no need to pay anything until the key is handed over... that will be somewhere in 2008... so can save lots of interest.... |
I took the loan from hong leong bank also. But then another loan package.
Did you know tht if you're applying the loan from other FI, the developer will pay you back RM5k? |
really? they never told me that! sigh....
anyway, i have already signed the agreement.....  |
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joese98
Joined: 16 Mar 2006
Posts: 83
Location: K.L.
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| Posted: Wed Mar 22, 2006 5:57 pm Post subject: Re: Villa Pavilion Apartment |
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| Dyno Thane wrote: | | joese98 wrote: | | Dyno Thane wrote: | | joese98 wrote: | Hi all,
I'm one of the buyer of Villa Pavilion, block A, the second batch.
Would like to know whether you guys engaged your own lawyer to draw out the loan agreement? How much you guys paid for the legal fees, stamp duties and disbursements?
For my case, they told me i have to engage the developer's lawyer for the loan agreement. |
i am using their lawyer... just to get the zero entry cost.... which financial institution or bank are u applying for the loan?
i use hong leong, they said no need to pay anything until the key is handed over... that will be somewhere in 2008... so can save lots of interest.... |
I took the loan from hong leong bank also. But then another loan package.
Did you know tht if you're applying the loan from other FI, the developer will pay you back RM5k? |
really? they never told me that! sigh....
anyway, i have already signed the agreement..... |
Initially I was thinking to get the loan package from Hong Leong which offering 0% during construction. After I signed the S&P, oen guy from UOB approached me.
Because of this guy, in the end, i got a better loan rates from hong leong bank. They will also pay me back RM5k coz I didn't take their 0% loan.
Last edited by joese98 on Wed Apr 26, 2006 8:50 am; edited 1 time in total |
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Pai
Joined: 28 Aug 2005
Posts: 793
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| Posted: Wed Mar 22, 2006 5:59 pm Post subject: Re: Villa Pavilion Apartment |
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| Dyno Thane wrote: | | joese98 wrote: | | Dyno Thane wrote: | | I have bought a unit of Villa Pavillion... the cheapest unit available RM126K... already signed the S&P... now currently going to apply for EPF withdrawal.... |
Did they charge you additional 2.5%?
Last time I did tell the sales staff I wanna withdraw from EPF. Then they told me they can't wait for the withdrawal from EPF. If pay by credit card, additional 2.5% will be charged on me.
So, I paid them banker's cheque. Going to sign the loan agreement today.
Which floor did you buy? |
the balance i paid cash, but the renovation cost (RM4K) i am planning to pay half by credit card and half when i receive the EPF withdrawal....
i bought the ground floor facing the hill... |
did u get the 10% rebate as what they offered in the last prop.expo at M.valley? |
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zuten
Joined: 20 Mar 2006
Posts: 31
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| Posted: Wed Mar 22, 2006 8:48 pm Post subject: |
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| Dyno Thane wrote: | | zuten wrote: | | not yet..I'm still having second thoughts. It's my first home(if I buy it) hence the big UNCERTAINTY..any advice to convince me?..The unit I'm looking at is on the 11th floor, price 169k. |
if the price, location, facility etc meets your requirement, then there's no reason for you not to proceed.... |
location as in distance wise should be good once the new link road is completed but the factory surroundings are a bit of a turn off. The uncovered car park also is a minus being that I'm paying 169k for the unit. The term apartment also a bit low standard compared to condo. Tomorrow last day for me to decide. 
p/s: did any of you(those already bought a unit) ever regret buying? |
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joese98
Joined: 16 Mar 2006
Posts: 83
Location: K.L.
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| Posted: Thu Mar 23, 2006 9:02 am Post subject: Re: Villa Pavilion Apartment |
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| Pai wrote: | | Dyno Thane wrote: | | joese98 wrote: | | Dyno Thane wrote: | | I have bought a unit of Villa Pavillion... the cheapest unit available RM126K... already signed the S&P... now currently going to apply for EPF withdrawal.... |
Did they charge you additional 2.5%?
Last time I did tell the sales staff I wanna withdraw from EPF. Then they told me they can't wait for the withdrawal from EPF. If pay by credit card, additional 2.5% will be charged on me.
So, I paid them banker's cheque. Going to sign the loan agreement today.
Which floor did you buy? |
the balance i paid cash, but the renovation cost (RM4K) i am planning to pay half by credit card and half when i receive the EPF withdrawal....
i bought the ground floor facing the hill... |
did u get the 10% rebate as what they offered in the last prop.expo at M.valley? |
We only got 5% rebate, right? Dyno Thane? |
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dericq
Joined: 29 Dec 2005
Posts: 118
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| Posted: Thu Mar 23, 2006 11:34 am Post subject: |
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now got Koi Kinrara (suites) ne to Villamas Puchong Jaya...
have anyone went to see that place.? |
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zuten
Joined: 20 Mar 2006
Posts: 31
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| Posted: Thu Mar 23, 2006 11:45 am Post subject: |
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| dericq wrote: | now got Koi Kinrara (suites) ne to Villamas Puchong Jaya...
have anyone went to see that place.? |
I went to Koi Kinrara before I went to see Pavilion. The price range is a bit higher and I think the size is a bit bigger as well. The view looking at sunway area are pretty nice since it's kind off on a hill. But I'm a bit skeptical of it's developer. Not much info on them i.e can't find website and their brochures doesn't tell license # and details such as other developers. Maybe others with more information about the developer could give opinion. |
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joese98
Joined: 16 Mar 2006
Posts: 83
Location: K.L.
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| Posted: Thu Mar 23, 2006 12:05 pm Post subject: Villa Pavilion Apartment |
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| zuten wrote: | | dericq wrote: | now got Koi Kinrara (suites) ne to Villamas Puchong Jaya...
have anyone went to see that place.? |
I went to Koi Kinrara before I went to see Pavilion. The price range is a bit higher and I think the size is a bit bigger as well. The view looking at sunway area are pretty nice since it's kind off on a hill. But I'm a bit skeptical of it's developer. Not much info on them i.e can't find website and their brochures doesn't tell license # and details such as other developers. Maybe others with more information about the developer could give opinion. |
Is it serviced suites? Went to Koi Tropika and Koi Legian before, not interested in serviced condo/ apartment. |
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zuten
Joined: 20 Mar 2006
Posts: 31
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| Posted: Thu Mar 23, 2006 4:12 pm Post subject: |
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| Quote: | | if the price, location, facility etc meets your requirement, then there's no reason for you not to proceed.... |
any opinion whether villa pavilion price would appreciate? I'm thinking of just getting one for stay then if something better came up(or I move to different state) within this 1-3 years, I could just sell the unit. The surroundings doesn't seem to have potential for further development due to the factories and TPM area. I might be wrong..no experienced at all about this. Any opinions from properties expert? |
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Dyno Thane
Joined: 12 Feb 2006
Posts: 23
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| Posted: Thu Mar 23, 2006 7:41 pm Post subject: Re: Villa Pavilion Apartment |
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| joese98 wrote: | | Pai wrote: | | Dyno Thane wrote: | | joese98 wrote: | | Dyno Thane wrote: | | I have bought a unit of Villa Pavillion... the cheapest unit available RM126K... already signed the S&P... now currently going to apply for EPF withdrawal.... |
Did they charge you additional 2.5%?
Last time I did tell the sales staff I wanna withdraw from EPF. Then they told me they can't wait for the withdrawal from EPF. If pay by credit card, additional 2.5% will be charged on me.
So, I paid them banker's cheque. Going to sign the loan agreement today.
Which floor did you buy? |
the balance i paid cash, but the renovation cost (RM4K) i am planning to pay half by credit card and half when i receive the EPF withdrawal....
i bought the ground floor facing the hill... |
did u get the 10% rebate as what they offered in the last prop.expo at M.valley? |
We only got 5% rebate, right? Dyno Thane? |
yeah... i cant remember of them offering 10% rebate... only 5% rebate for non-bumi and 7% rebate for bumi |
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Dyno Thane
Joined: 12 Feb 2006
Posts: 23
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| Posted: Thu Mar 23, 2006 7:47 pm Post subject: |
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| dericq wrote: | now got Koi Kinrara (suites) ne to Villamas Puchong Jaya...
have anyone went to see that place.? |
i have been to the show unit for the SOHO unit for Koi Kinrara at the Koi Tropika site 3 weeks ago... i think by now should have the show unit for the condo unit....
during that time all unit got 10% rebate so basically u can get 100% loan... |
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Malaysian
Joined: 04 Sep 2005
Posts: 140
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| Posted: Thu Mar 23, 2006 9:18 pm Post subject: |
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I thought Koi Legian = Koi Kinrara?
Zuten, in terms of appreciation, I think it is not expected so much from apartments/condos which are more suitable for own stay (facilities/security etc) and Rental yields. (unless we are something like Mont Kiara or Bangsar!)
Landed will be more suitable if you are looking for longterm capital gains. |
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Malaysian
Joined: 04 Sep 2005
Posts: 140
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| Posted: Thu Mar 23, 2006 9:26 pm Post subject: |
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I finally found the ads. They were in their website.
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zuten
Joined: 20 Mar 2006
Posts: 31
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| Posted: Fri Mar 24, 2006 12:13 am Post subject: |
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thanks for the info malaysian..I'm not really looking for longterm capital gain..just want some assurance that if i ever decide to get a new place then i can sell the unit a bit higher than the original price.
I'm wondering why there's still so many units left even after their launch.
p/s:The toilets in the unit are a bit small aren'y they? |
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Old Maid
Joined: 24 Mar 2006
Posts: 1
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| Posted: Fri Mar 24, 2006 4:39 pm Post subject: |
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| The Koi kinrara is actually at the low area beside the river. So, be careful!! |
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