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glass guy
Joined: 21 Jun 2009
Posts: 23
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 Posted: Tue Jun 23, 2009 8:21 am Post subject: |
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| victorchew wrote: | 
Hi All~!!! GOOD DAY~!!!!
I have just already register an account at facebook.
Please you all join me in the facebook.
This is the email - atmosfera.condo@hotmail.com
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hi victor, i have just joined too. |
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zahack
Joined: 14 Aug 2007
Posts: 11
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| Posted: Tue Jun 23, 2009 9:27 am Post subject: |
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i think instead of creating Atmosfera as a user account, it's better still if we create a Group Page  just my two cents
edited: I've created a Group Page...search 'Kondominium Atmosfera' on Facebook  victorchew, i'll be glad if you can administer the group page too! i'll send invites to all who have already in Facebook. It's an open group, just click to join |
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victorchew
Joined: 01 Mar 2009
Posts: 53
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| Posted: Tue Jun 23, 2009 9:49 am Post subject: |
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Is a good idea indeed.
But how to search group???
_________________
Looking for Dynasty Garden, divert to Atmosfera, Puchong |
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zahack
Joined: 14 Aug 2007
Posts: 11
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| Posted: Tue Jun 23, 2009 10:20 am Post subject: |
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| at the top of the page there are some tabs - 'Home' 'Profile' 'Friends' etc...look at the fartherst right after your name, settings, log out...there's a box...type 'Kondominium Atmosfera' in it...voila! |
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glass guy
Joined: 21 Jun 2009
Posts: 23
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| Posted: Tue Jun 23, 2009 1:48 pm Post subject: |
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| went up the hill this morning... again!! another 20 plus units snapped up in the weekend... looks like sales will soon approach 90%. a real feel good factor all round.... |
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Atmosfera
Joined: 29 Mar 2009
Posts: 143
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| Posted: Tue Jun 23, 2009 2:02 pm Post subject: |
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great, great, great, come in to facebook.. join the community..
Hi all neighbours...
Am fairly new to Facebook, still need to explore.. hehe
_________________
Atmosfera - lifting you higher
All confirmed buyers and future neighbours, join us at Facebook - type 'Kondominium Atmosfera' at Facebook search box and see you there. |
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Atmosfera
Joined: 29 Mar 2009
Posts: 143
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| Posted: Tue Jun 23, 2009 10:19 pm Post subject: |
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where are all our neighbours? come on join the facebook!!
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Atmosfera - lifting you higher
All confirmed buyers and future neighbours, join us at Facebook - type 'Kondominium Atmosfera' at Facebook search box and see you there. |
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dericq
Joined: 29 Dec 2005
Posts: 118
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| Posted: Wed Jun 24, 2009 8:45 am Post subject: |
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| Atmosfera wrote: | | stevenck wrote: |
The pickup rate of atmosfera sounds comforting to me too. Let's just hope that atmosfera will turn into one of the icon in bandar puchong jaya. dreaming....... |
Hi stevenck, you have actually 3 roads, link out to LDP, OKR and KESAS thru taman kinrara area, the later 2 can avoid toll and jam.
Well even with so many condo in a group, u can still have the quiet environment, as this little hill Bukit Tandang is far away from hiway.
Random parking already happened outside villamas apt. For Atmosfera, hope this will not happen, as all owner min have 2 car parks and there are nearly 1000 cp for this development.
Not very sure about the rental rate for guest house, this will depend on JMB later.
Well, have u read the earlier posting, perhaps it explain why this are is not investment hub.
Well, not very sure also how r they going to arrange the CP, but rule of thumb, higher floor =more expensive should be getting more strategic location.
Workmanship, at first glance look at villa pavillion and villamas apt, quality of work should be OK, I just don't like the lift brand which i never heard before and the chime is so loud. Maybe Eugene jk can share your experience.
I don't think there will be another spinning of wheel of fortune, unless the developer do it again, since the sales is so good.
SPA will stated clearly how the 0.18 cents calculated.
Tax redemption, may be check with LHDN, under mini budget announced by PM.
Wah.... very long answer.. cheers.. |
Hopefully the lift brand is not Dover. I am a resident in Villamas, and the lift sucks. Often broke down, and the doors are not sensitive enough. Can be dangerous for kids.
As a purchaser of Villamas (their first apt in KV) , I would rate them as average in their services, but slow in getting defects fixed.
The marketing is good though by Kim.
Hopefully they have improved and willing to listen and not cut corners
in this development.  |
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sukii
Joined: 06 Feb 2009
Posts: 7
Location: PJ
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| Posted: Thu Jun 25, 2009 1:19 pm Post subject: |
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| glass guy wrote: | | victorchew wrote: |
Hi All~!!! GOOD DAY~!!!!
I have just already register an account at facebook.
Please you all join me in the facebook.
This is the email - atmosfera.condo@hotmail.com
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hi victor, i have just joined too. |
Hi all, i joined too, but yet to confirm me as friend. Tried to search for Group Page 'Kondominium Atmosfera' but locate nothing.. mind to send me the group invitation once am in the Atmosfera Condo's list of friends. Thanks. |
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zahack
Joined: 14 Aug 2007
Posts: 11
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Atmosfera
Joined: 29 Mar 2009
Posts: 143
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| Posted: Thu Jun 25, 2009 9:13 pm Post subject: |
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Here too silent already... no good no good...
_________________
Atmosfera - lifting you higher
All confirmed buyers and future neighbours, join us at Facebook - type 'Kondominium Atmosfera' at Facebook search box and see you there. |
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yippi
Joined: 04 Jun 2009
Posts: 17
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| Posted: Thu Jun 25, 2009 10:23 pm Post subject: |
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| stevenck wrote: | | yippi wrote: |
steveck, max. rm30k tax rebate actually from lhdn. It is actually max. rm10k per year for 3 consecutive yr start from the day u bought it. So, i think the max. rebate is pobably not more than rm20k. For example, this yr the interest is most likely less than rm1k, next year may be rm5k, another year may be rm9k. So, it should be not more than rm20k. This is just rough guessing... By the way, it is for the interest payment only. Although cannot get the max. rebate, somehow it did really help to save some at this period of time.. :p |
i'm so sorry that i don't really understand what you mean.
Why 1st year only 1k, then 2nd yr 5k follow by 3rd yr 9k?
You mention this is for the interest part only.
The interest refer to home loan interest? or something else?
Please enlighten me further, thanks yippi |
Steveck, my explanation not good. confuse u ... :p
Actually, this tax rebate only for the home loan interest. Since Atmosphere will estimate complete 10% progress somewhere around sep-oct, bank will start charging us interest based on the first 10% disbursement. The interest will increasing based on the progress of the project. My above calculation is just rough estimation for the home loan interest. Hopefully, this will clear a little bit of doubt. Actually, i got to know this when i read about personal money magazine i think 2 months back... |
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sukii
Joined: 06 Feb 2009
Posts: 7
Location: PJ
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| Posted: Fri Jun 26, 2009 3:42 pm Post subject: |
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| zahack wrote: | maybe this will help
[url].://..facebook.com/group.php?gid=95297749239[/url] |
Joined!! Thanks Zahack.. |
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karmakid
Joined: 23 May 2009
Posts: 18
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| Posted: Fri Jun 26, 2009 4:55 pm Post subject: |
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just wondering if any of u guys bank absorb the transfer of title/MOT?
it's quite a lot of money, consider 2% of our purchase price..dont u think? |
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karmakid
Joined: 23 May 2009
Posts: 18
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| Posted: Fri Jun 26, 2009 4:56 pm Post subject: |
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just wondering if any of u guys bank absorb the transfer of title/MOT?
it's quite a lot of money, consider 2% of our purchase price..dont u think? |
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eijilee
Joined: 25 Oct 2007
Posts: 628
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| Posted: Fri Jun 26, 2009 5:15 pm Post subject: |
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| karmakid wrote: | just wondering if any of u guys bank absorb the transfer of title/MOT?
it's quite a lot of money, consider 2% of our purchase price..dont u think? |
MOT is calculated based on
First 100,000 = 1% of Purchase Price
Next 400,000 = 2% of Purchase Price
Exceed 500,000 = 3% of Balance
For 1300 sqft, price is around RM320K and MOT is RM 5400 in this case. MOT need to pay upon receive of strata title. So, no need to worry too much now.
MOT is not adsorbed by the bank. It has to be pay by the owners. However, nowadays some of the developers offer free MOT package also.
If i am not mistaken, MOT is not waived by Villamas for Atmosfera. |
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victorchew
Joined: 01 Mar 2009
Posts: 53
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| Posted: Fri Jun 26, 2009 6:36 pm Post subject: |
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Wow..got this kinda things?
I really not aware of this.
Normally when have to pay?
_________________
Looking for Dynasty Garden, divert to Atmosfera, Puchong |
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eijilee
Joined: 25 Oct 2007
Posts: 628
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| Posted: Fri Jun 26, 2009 6:55 pm Post subject: |
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| victorchew wrote: | Wow..got this kinda things?
I really not aware of this.
Normally when have to pay? |
When you get your strata title, you need a lawyer (SPA lawyer) and pay the MOT to transfer to title from developer to your name.
Maybe 5 years later after VP... who knows? But Condo will normally take sometime for the strata title... by looking at government servants efficiency
In case you sell off your unit before you get strata title which means your unit still under master title, then you no need to pay anything. Just let to 2nd hand owner to worry this...
Hope this will help...  |
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stevenck
Joined: 20 Jun 2009
Posts: 33
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| Posted: Sun Jun 28, 2009 6:08 pm Post subject: |
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| yippi wrote: | | stevenck wrote: | | yippi wrote: |
steveck, max. rm30k tax rebate actually from lhdn. It is actually max. rm10k per year for 3 consecutive yr start from the day u bought it. So, i think the max. rebate is pobably not more than rm20k. For example, this yr the interest is most likely less than rm1k, next year may be rm5k, another year may be rm9k. So, it should be not more than rm20k. This is just rough guessing... By the way, it is for the interest payment only. Although cannot get the max. rebate, somehow it did really help to save some at this period of time.. :p |
i'm so sorry that i don't really understand what you mean.
Why 1st year only 1k, then 2nd yr 5k follow by 3rd yr 9k?
You mention this is for the interest part only.
The interest refer to home loan interest? or something else?
Please enlighten me further, thanks yippi |
Steveck, my explanation not good. confuse u ... :p
Actually, this tax rebate only for the home loan interest. Since Atmosphere will estimate complete 10% progress somewhere around sep-oct, bank will start charging us interest based on the first 10% disbursement. The interest will increasing based on the progress of the project. My above calculation is just rough estimation for the home loan interest. Hopefully, this will clear a little bit of doubt. Actually, i got to know this when i read about personal money magazine i think 2 months back... |
Thanks for the explanation. I found a link which illustrate the example of the tax rebate. Hope you guys find it useful. Page 4 number 2.
.://..hasil.gov.my/cP/upload/Budget/Garis_Panduan_Mini_Bajet_2009.pdf
My home loan approval is taking ages. I have extended my SPA execution, but I'm still yet to hear from any bank regarding the loan. I was told that the approval will be made known about a week after the application submission, but.... sigh....
Anyone here have any experience of waiting more than two weeks for loan approval? Called the banker, all I got is pending status..... |
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stevenck
Joined: 20 Jun 2009
Posts: 33
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| Posted: Sun Jun 28, 2009 6:22 pm Post subject: |
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| eijilee wrote: | | karmakid wrote: | just wondering if any of u guys bank absorb the transfer of title/MOT?
it's quite a lot of money, consider 2% of our purchase price..dont u think? |
MOT is calculated based on
First 100,000 = 1% of Purchase Price
Next 400,000 = 2% of Purchase Price
Exceed 500,000 = 3% of Balance
For 1300 sqft, price is around RM320K and MOT is RM 5400 in this case. MOT need to pay upon receive of strata title. So, no need to worry too much now.
MOT is not adsorbed by the bank. It has to be pay by the owners. However, nowadays some of the developers offer free MOT package also.
If i am not mistaken, MOT is not waived by Villamas for Atmosfera. |
There will be another bomb for the MOT. I really hope it won't be coming so early. Or should it be early to avoid future hassle?
eijilee, the purchase price is not the discounted price, right? Just want to clarify. Other than that, there's no other legal fees or miscellaneous fees? |
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orange57
Joined: 31 May 2009
Posts: 7
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| Posted: Sun Jun 28, 2009 7:15 pm Post subject: |
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hi steven, my home loan is also taking ages. in fact i signed my spa without an offer from the bank. the lawyer did not even ask me if i have my loan approved.
my spa was signed at the end of may and am still waiting for the banks to get back to me until now. i called the developer's office last week to check when will the 1st drawdown be and the lady told me end of this year or early next year.
the sales agent at the site told me around sept/oct. so there is still time, i guess. though best to get it done soon. |
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firsttimer
Joined: 06 Jun 2009
Posts: 15
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| Posted: Sun Jun 28, 2009 7:26 pm Post subject: |
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I have received offers from Ambank and Alliance but I'm still waiting for RHB. The lawyer says you should sign the SPA only after your loan is approved by one of the banks so as to ensure your credit rating, etc is ok for you to apply a loan.
But RHB..I'm appealing for a better rate, but it's taking a while and it worries me. Hopefully the drawdown will not be anytime soon! |
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stevenck
Joined: 20 Jun 2009
Posts: 33
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| Posted: Sun Jun 28, 2009 8:54 pm Post subject: |
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| orange57 wrote: | hi steven, my home loan is also taking ages. in fact i signed my spa without an offer from the bank. the lawyer did not even ask me if i have my loan approved.
my spa was signed at the end of may and am still waiting for the banks to get back to me until now. i called the developer's office last week to check when will the 1st drawdown be and the lady told me end of this year or early next year.
the sales agent at the site told me around sept/oct. so there is still time, i guess. though best to get it done soon. |
Wouldn't it be very risky signing the SPA w/o the loan approval? Unless you are very confident that you are getting the loan sooner or later. Btw, is there any penalty if we decided to call off the SPA if we don't get the loan?
For my case, i think am better off to get bank approval before signing my SPA. |
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stevenck
Joined: 20 Jun 2009
Posts: 33
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| Posted: Sun Jun 28, 2009 8:59 pm Post subject: |
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| firsttimer wrote: | I have received offers from Ambank and Alliance but I'm still waiting for RHB. The lawyer says you should sign the SPA only after your loan is approved by one of the banks so as to ensure your credit rating, etc is ok for you to apply a loan.
But RHB..I'm appealing for a better rate, but it's taking a while and it worries me. Hopefully the drawdown will not be anytime soon! |
firsttimer, may i know what are the rates given by Ambank and Alliance? I've applied Ambank, Alliance, RHB and Maybank, but none of them has yet to approve my loan application. |
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orange57
Joined: 31 May 2009
Posts: 7
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| Posted: Sun Jun 28, 2009 9:25 pm Post subject: |
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Yea, I agree that it is better to get your loan approved first before signing your SPA. In my case, I am sure that I will get a loan. However having said that, if I had to redo it I would get my loan first then sign the SPA.
The sales agent told me that you have to prove that you have applied to 2 banks but got rejected then they will return your money. I can’t remember though whether it is $1k or $500.
RHB quoted me BLR – 2.0, the branch in IOI mall. |
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