| View previous topic :: View next topic |
| Author |
Message |
cd4se
Joined: 30 May 2006
Posts: 17
|
 Posted: Mon Jun 23, 2008 1:48 pm Post subject: Lowest Interest For Flexi Loan |
 |
|
I have an issue. My loan with the bank just coming to the end of 2 year, and going forward the interest will be BLR+0% for the next 3 years. (Lock in 5year)Doing a simple calculation, if I pay for the penalty of 2.5%, I have a chance to get a new loan with BLR-2.2% (ZEC). So I will compensate back my penalty within 1 year ++. Is this a good move? I ask for a revise and was told on BLR-0.5% will be given & lock in another 5 years.
So right now, I am looking for a flexi loan with the lowest interest rate so that I can compensate for the penalty. I think it's a good move..because if I do nothing, I am at the losing end after 1 year. The home will be about RM$500K++. Any bank offering a beter loan than the current BLR-2.2% for flexilaon.
Thanks |
|
| Back to top |
|
 |
larry
Joined: 21 May 2008
Posts: 9
|
| Posted: Tue Jun 24, 2008 3:15 am Post subject: |
|
|
Hi,
I'm a Mortgage Specialist from UOB Bank . Provide best Mortgage services and rates in Housing Loan and Commercial Loan.
Under-construction /completed or existing property for refinancing.
BLR-2.2% or better offer is subject to your profile.
For further info. Please feel free to contact me Larry Chia at 012-2539063 or email kenzo_two@hotmail.com
Thanks |
|
| Back to top |
|
|
cd4se
Joined: 30 May 2006
Posts: 17
|
| Posted: Tue Jun 24, 2008 8:37 am Post subject: |
|
|
| Thanks Larry, Is UOB offering something similar to the Standard Chartered Mortage One where you can pay extra and withdraw the extra anytime. I do not want Overdraft where you will be charge a higher interest rate even you are using back your own money. |
|
| Back to top |
|
|
ys126
Joined: 23 May 2007
Posts: 215
|
| Posted: Tue Jun 24, 2008 10:13 pm Post subject: |
|
|
| cd4se wrote: | | Thanks Larry, Is UOB offering something similar to the Standard Chartered Mortage One where you can pay extra and withdraw the extra anytime. I do not want Overdraft where you will be charge a higher interest rate even you are using back your own money. |
i think you are referring on the Mortgage Line. THe interest rate is actually your housing loan rate. Not the market OD rate. 
_________________
Have a nice day!!!!!
hp: 012-9359477
email: tan.yewsiong@uob.com.my |
|
| Back to top |
|
|
jasonlaiSCB
Joined: 04 Jul 2008
Posts: 39
Location: PJ, KL
|
| Posted: Fri Jul 25, 2008 12:16 pm Post subject: |
|
|
Commercial property package. Investor package with no lock-in and Zero cost (T&C). Finance with high margin or lowest interest rate with flexi feature. Can contact me at 012-6513021
Jason Lai,
012-6513021
Business Financial Executive
Price Solutions S/B (Standard Chartered Bank)
jasonlai_81@hotmail.com |
|
| Back to top |
|
|
ttchan
Joined: 07 Aug 2008
Posts: 6
|
| Posted: Thu Aug 07, 2008 12:45 am Post subject: |
|
|
Good day!
HSBC is running a promotional refinancing package:
HomeSmart Flexi Loan - REFINANCE AT NO COST!!!
Bank pay cost
1st year BLR-2.3%
2nd-5th (yet to confirm)
Thereafter BLR-2.25%
One of the convienient way to refinance to us if:
- outstanding loan amount falls below 80%, we require only I/C and S&P photocopy
It's an opportunity to grab it now if you've yet to refinance to other bank.. |
|
| Back to top |
|
|
|
This is a free forum intended to foster communication between
all users.
Hileytech Sdn Bhd does not guarantee the correctness or validity of postings,
nor does Hileytech endorse any postings. No posting or contents in this forum
can be copied and reproduced without prior permission from Hileytech and the
owner of the posting. All other names and marks are trade names, trademarks or
registered trademarks of their respective owners.
Powered by phpBB,
Another web site by www.hileytech.com,Forum Archive
Tel : +60-3-42978281 :: Fax : +60-3-42978254 :: hiley@hileytech.com
FAQ
Search
Usergroups
Register
Profile
Log in to check your private messages
Log in
