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5 Tips on Budgeting

 
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marryroy



Joined: 19 Aug 2009
Posts: 2

PostPosted: Wed Aug 19, 2009 5:03 pm    Post subject: 5 Tips on Budgeting Reply with quote

1.Think of a budget as a useful tool—a written financial plan that helps you set goals and measure progress.
2.Start by coming up with a sales revenue target. Make it your best estimate.
3.Based on past experience, estimate your cost of goods sold (e.g., 70 percent of sales) and subtract it from the sales revenue to come up with your estimated gross margin.
4.Forecast variable expenses (items such as travel and commissions that vary according to the level of sales) and fixed expenses (items like taxes and rent that stay the same, regardless of sales). Subtract these expenses from your gross margin to arrive at your estimated net income (before federal taxes).
5.Break your annual budget into quarters and monitor your progress every three months to detect problems and make corrections.
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DamianaIndu



Joined: 31 Jul 2010
Posts: 87

PostPosted: Fri Sep 03, 2010 11:40 am    Post subject: Reply with quote

When we talk about how to budget, we're really talking about how to plan. So when you're thinking about how to make a budget, you're basically figuring out how to plan what your money should do. There are five basic budgeting tips you'll need to know when learning how to budget.

How to Budget for Large Purchases
Your Savings is an Expense
How to Budget in Flexibility
Facing Budget Reality - Cut Back or Increase Earnings
Creating Breathing Room by Cutting Back on Debt
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fujisuu001



Joined: 13 Sep 2010
Posts: 2

PostPosted: Mon Sep 13, 2010 3:00 am    Post subject: Reply with quote

hello guys ...

its really nice and informative post....

i just liked it....

thanks for your information guys ...........
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Gotony_len



Joined: 28 Aug 2008
Posts: 86

PostPosted: Fri Nov 30, 2012 2:41 am    Post subject: Reply with quote

These are really very nice tips to be remember while we are going for traveling . I really like to follow those tips.

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